Are you paying twice?
If illness or accident stops you working, are you 100% confident you’ve got the best combination of ACC and private insurance?
| If you have... | Did you know that... |
|---|---|
| ACC cover but no private income protection insurance | ACC only covers accidents not illness. And if you haven't changed from ACC CoverPlus to ACC CoverPlus Xtra there's no certainty about how much ACC will pay out |
| ACC cover and private income protection insurance | It's likely you're paying twice for accident cover: but you can't claim from both |
| ACC cover and private income protection insurance and you have a mortgage | It's likely you're paying twice for accident cover: but you can't claim from both. And do you know how you could get more money to help pay your mortgage? |
| ACC cover and you own a clinic where other medical professionals generate income for you | If you haven't changed from ACC CoverPlus to ACC CoverPlus Xtra ACC may not adequately pay out at claim time because you're earning income |
Not 100% confident? Tell Tom Wu (MBS) your own scenario: he’s helped many doctors already.
It may be as simple as changing your ACC cover to ACC CoverPlus Extra so that you can nominate a pre-set amountof lost earnings. With some smart restructuring, that could cost even less than your current contributions.